About John Allen

John's background is in commercial lending and SBA acquisition financing. Before focusing on ownership transitions for architecture, engineering, and land surveying firms, he spent years as a commercial loan officer, gaining a deep understanding of how lenders evaluate cash flow, risk, collateral, and deal structure.

That experience forms the basis of the Step-Up Legacy Plan™: transactions are structured from the start to satisfy bank and SBA requirements, offering a clear path for owners to secure significant proceeds at closing while key employees transition into ownership.

Beyond sell-side strategy, John helps owners secure capital when traditional lenders pass. He maintains strong relationships with some of the most aggressive acquisition banks in the country and understands what they look for—and what they avoid.

His ability to speak the banker's language allows him to structure and present transactions in a way that lenders understand, increasing approval chances and helping clients secure financing on the best terms available.

About John Allen

John Allen is the Managing Partner of Allen Business Advisors and a specialist in guiding owners of AEC (architecture, engineering, and construction), B2B services, and healthcare practices through successful exits—whether selling to outside third parties or to key employees.

A former Commercial Loan Officer, John brings a rigorous banker’s perspective to every deal, focusing on the financial and operational factors that determine whether a transaction closes—and at what value. He is known for serving the “neglected niche”: companies that are too complex for Main Street business brokers (gas stations, restaurants, etc.) yet often too small to attract traditional M&A firms focused on eight-figure transactions.

John believes preparation is everything. Just as a home sells for more when it’s de-cluttered and refreshed, a business must be professionally prepared to achieve maximum value; without proper preparation, many businesses don’t sell at all.

Beyond sell-side strategy, John helps owners secure the capital they need when conventional lenders pass. Understanding banks’ measured, FDIC-governed risk tolerance, he taps a national network of 500+ lenders—including non-bank institutions, private equity, and specialty financiers—to structure financing that closes deals and meets owners’ goals.

Ready to Plan Your Legacy?

You spent decades building your A/E firm. You deserve to exit on your terms—with your legacy intact and your financial future secure.

Schedule a confidential consultation to discuss your goals and explore your options. No pressure, no cost, just honest advice from specialists who understand your business.